{"id":220336,"date":"2022-10-03T11:09:06","date_gmt":"2022-10-03T15:09:06","guid":{"rendered":"https:\/\/afbiu.org\/?page_id=220336"},"modified":"2024-12-30T09:45:12","modified_gmt":"2024-12-30T14:45:12","slug":"ira-giving","status":"publish","type":"page","link":"https:\/\/afbiu.org\/ira-giving","title":{"rendered":"IRA Giving at Bar-Ilan University"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; background_position=&#8221;top_center&#8221; animation_direction=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header text_orientation=&#8221;center&#8221; admin_label=&#8221;FWH hero area&#8221; module_class=&#8221;oneten-headerInnerShort&#8221; _builder_version=&#8221;4.16&#8243; title_font=&#8221;Six Caps||||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#ffffff&#8221; title_font_size=&#8221;135px&#8221; subhead_line_height=&#8221;1.4em&#8221; background_color=&#8221;rgba(255, 255, 255, 0)&#8221; 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custom_margin=&#8221;-78px|||&#8221; custom_padding=&#8221;||5px|&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;intro header:PERPETUATE YOUR LEGACY&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;Encode Sans Semi Condensed|700|||||||&#8221; text_font_size=&#8221;32px&#8221; text_orientation=&#8221;center&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px|10%|30px|10%|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px|0%|0px|0%&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_direction=&#8221;top&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;30px&#8221; text_font_size_phone=&#8221;28px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;text-transform:uppercase;line-height:1.1em;color:#fff;letter-spacing:.03em;&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1 style=\"color:#000000;\"><strong>IRA GIVING<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.22.2&#8243; disabled=&#8221;on&#8221; global_module=&#8221;217966&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; padding_right_1=&#8221;0px&#8221; padding_right_2=&#8221;7.5vw&#8221; padding_left_1=&#8221;7.5vw&#8221; padding_left_2=&#8221;0px&#8221; padding_1_tablet=&#8221;|7%||7%&#8221; padding_2_tablet=&#8221;|0px||0px&#8221; padding_1_phone=&#8221;|0px||0px&#8221; padding_2_phone=&#8221;&#8221; padding_1_last_edited=&#8221;on|phone&#8221; padding_2_last_edited=&#8221;on|phone&#8221; module_class=&#8221; et_pb_specialty_fullwidth&#8221; _builder_version=&#8221;4.16&#8243; inner_width=&#8221;100%&#8221; inner_width_tablet=&#8221;100%&#8221; inner_width_phone=&#8221;100%&#8221; inner_width_last_edited=&#8221;on|desktop&#8221; inner_max_width=&#8221;100%&#8221; inner_max_width_tablet=&#8221;100%&#8221; inner_max_width_phone=&#8221;100%&#8221; inner_max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;0px||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text disabled_on=&#8221;on|on|&#8221; admin_label=&#8221;interactive desktop slider- do not touch!!!&#8221; _builder_version=&#8221;4.18.0&#8243; custom_margin=&#8221;60px||60px|&#8221; custom_padding=&#8221;0px|||&#8221; global_colors_info=&#8221;{}&#8221;] <script type=\"text\/javascript\">jQuery(function() { _initLayerSlider( '#layerslider_37_kwtki5hsid9k', {sliderVersion: '6.7.6', responsiveUnder: 1200, maxRatio: 1, slideBGSize: 'auto', parallaxSensitivity: 20, pauseOnHover: 'enabled', skin: 'noskin', sliderFadeInDuration: 350, globalBGColor: '#ffffff', navPrevNext: false, navStartStop: false, navButtons: false, thumbnailNavigation: 'always', tnWidth: 170, tnHeight: 120, useSrcset: true, skinsPath: 'https:\/\/afbiu.org\/wp-content\/plugins\/LayerSlider\/assets\/static\/layerslider\/skins\/', performanceMode: true}); });<\/script><link href=\"https:\/\/fonts.googleapis.com\/css?family=Poppins:100,100i,200,200i,300,300i,400,400i,500,500i,600,600i,700,700i,800,800i,900,900i%7CEncode+Sans+Semi+Condensed:100,100i,200,200i,300,300i,400,400i,500,500i,600,600i,700,700i,800,800i,900,900i\" rel=\"stylesheet\"><div id=\"layerslider_37_kwtki5hsid9k\"  class=\"ls-wp-container fitvidsignore ls-selectable\" style=\"width:960px;height:1056px;margin:0 auto;margin-bottom: 0px;\"><div class=\"ls-slide\" data-ls=\"duration:8000;timeshift:300;globalhover:true;overflow:true;parallaxdistance:50;parallaxrotate:13;\"><img decoding=\"async\" src=\"https:\/\/afbiu.org\/wp-content\/plugins\/LayerSlider\/static\/admin\/img\/blank.gif\" class=\"ls-tn\" alt=\"Slide thumbnail\" \/><p style=\"font-weight:100;font-family:Poppins;font-size:240px;line-height:240px;color:rgba(61, 188, 151,0.09);top:371px;left:47px;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:left;durationin:3000;delayin:1000;easingin:easeOutExpo;transitionout:false;parallaxlevel:0;\">IRA GIVING<\/p><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"1056\" src=\"https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving.png\" class=\"ls-l ls-img-layer\" alt=\"Smiling young man studying at a library with a laptop and an open book, wearing a striped shirt and a kippah, surrounded by bookshelves.\" srcset=\"https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving.png 960w, https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving-480x528.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" style=\"top:20px;left:0px;width:960px;opacity:0.8;\" data-ls=\"position:relative;\"><p style=\"font-weight:100;font-family:'Encode Sans Semi Condensed';font-size:64px;color:#424141;top:69px;left:108px;font-weight:400;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:500;easingin:easeOutBack;offsetxout:-80;durationout:400;parallax:true;parallaxlevel:-3;\">IRA GIVING<\/p><p style=\"font-weight:100;font-family:Poppins;color:#7f7f7f;top:136px;left:111px;font-size:25px;z-index:200;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:500;delayin:50;easingin:easeOutBack;offsetxout:-80;durationout:400;parallax:true;parallaxlevel:-3;\">AN IRA ROLLOVER CAN HELP YOU SAVE TAXES<\/p><\/div><\/div> [\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;0px||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;0px||0px|&#8221; custom_padding_tablet=&#8221;0px|10%|0px|10%&#8221; custom_padding_phone=&#8221;0px|7%|0px|7%&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;body text&#8221; _builder_version=&#8221;4.18.0&#8243; text_font=&#8221;Encode Sans Semi Condensed|300|||||||&#8221; text_font_size=&#8221;18px&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;110px|10%|40px|10%&#8221; custom_padding_tablet=&#8221;80px|10%|40px|10%&#8221; custom_padding_phone=&#8221;80px|0px|40px|0px&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_direction=&#8221;top&#8221; custom_css_main_element=&#8221;LINE-HEIGHT:1.4em;&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><em>Age 70 \u00bd and older and no longer an itemizer? Find out how the IRA Rollover can help you save taxes.<\/em><\/h3>\n<h3><em>Looking for ways to save on taxes and support Bar Ilan University?<\/em><\/h3>\n<p>For most Americans entering retirement years, IRAs (Individual Retirement Accounts) comprise over 60% of one\u2019s financial assets (as opposed to your home or other real estate investments).  These represent saving via various retirement plans over your career and\/or just good planning for your retirement.<\/p>\n<p>But, all IRA funds are fully taxed when withdrawn by you or your heirs.  Funds contributed to qualified retirement accounts like regular IRAs and 401k\u2019s are all \u201cpre-tax.\u201d While the growth is not taxed as it accumulates, the government will eventually tax these funds when withdrawn at the highest-level tax of ordinary income.  That is, unless you decide to contribute IRA funds to <strong>九色视频<\/strong> via the Charitable IRA Rollover giving or designate a charitable institution as a beneficiary.<\/p>\n<p>And, once you reach age 72, you are required to withdraw a minimum amount each year based on your age from your IRA \u2013 referred to Required Minimum Distributions (RMDs).  RMDs are fully taxable like any regular IRA or retirement account withdrawal \u2013 whether you need these funds or not.  That is, unless you decide to send your RMD to <strong>九色视频<\/strong> under the Charitable IRA Rollover provision.  IRA Rollover gifts count towards your annual RMD, avoiding unnecessary taxes.<\/p>\n<p>And, as you enter retirement years and may have reduced your expenses \u2013 you may find yourself in 2022 no longer itemizing on your tax return (we recommend consulting with your accountant early this year to see if this applies to your situation).  If this is the case, you may no longer receive any tax benefits from your charitable giving.  That is, unless you utilize the Charitable IRA Rollover provision for charitable giving \u2013 you will not be taxed on gifts that go directly from your IRA (it only applies to IRA accounts) to <strong>九色视频<\/strong> as long as your age 70 \u00bd or older.<\/p>\n<p>Lastly, if you are considering a legacy gift via your estate to <strong>九色视频<\/strong>, you may want also consider naming <strong>九色视频<\/strong> as a beneficiary of your IRA and leaving other assets to family.  Since IRA funds are \u201cpre-tax\u201d, the government taxes them even to your beneficiaries when withdrawn. That is, unless you decide to designate charitable institution to receive some or all of a retirement account.<\/p>\n<p><strong>Charitable IRA Rollover Facts:<\/strong><\/p>\n<ul>\n<li>You must be age 70 \u00bd<\/li>\n<li>You can only gift up to $100,000 via this provision<\/li>\n<li>Only applied to IRAs, not other retirement accounts<\/li>\n<li>The gift must come directly from your IRA plan to 九色视频 (ask your IRA custodian for guidance in making a gift)<\/li>\n<li>IRA gifts may not be used for tickets for donor event<\/li>\n<\/ul>\n<p style=\"font-size:20px;margin-top:30px;\">To learn more about IRA  Rollovers to benefit Bar-Ilan University, please phone Jonathan Gudema at <a href=\"tel:19178177989\">917.817.7989<\/a> or email <a href=\"mailto:jonathan@plannedgivingadvisors.com\"><strong>Jonathan Gudema<\/strong><\/a> &lt;jonathan@plannedgivingadvisors.com&gt;<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;text: legal notice&#8221; _builder_version=&#8221;4.16&#8243; text_font=&#8221;Encode Sans Semi Condensed|300|||||||&#8221; text_font_size=&#8221;13px&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;20px|10%|80px|10%&#8221; custom_padding_tablet=&#8221;20px|10%|50px|10%&#8221; custom_padding_phone=&#8221;20px|0px|50px|0px&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_direction=&#8221;top&#8221; custom_css_main_element=&#8221;LINE-HEIGHT:1.2em;&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]Notice: Consult your legal and tax advisors before making any material decisions based on this information.<br \/>\n[\/et_pb_text][et_pb_button button_url=&#8221;\/donate&#8221; button_text=&#8221;DONATE&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;button: DONATE&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_border_width=&#8221;0px&#8221; custom_margin=&#8221;||50px||false|false&#8221; 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});<\/script><div id=\"layerslider_38_gramztud3wub\"  class=\"ls-wp-container fitvidsignore ls-selectable\" style=\"width:960px;height:1056px;margin:0 auto;margin-bottom: 0px;\"><div class=\"ls-slide\" data-ls=\"duration:8000;timeshift:300;globalhover:true;overflow:true;parallaxdistance:50;parallaxrotate:13;\"><img decoding=\"async\" src=\"https:\/\/afbiu.org\/wp-content\/plugins\/LayerSlider\/static\/admin\/img\/blank.gif\" class=\"ls-tn\" alt=\"Slide thumbnail\" \/><p style=\"font-weight:100;font-family:Poppins;font-size:240px;line-height:240px;color:rgba(61, 188, 151,0.09);top:371px;left:47px;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:left;durationin:3000;delayin:1000;easingin:easeOutExpo;transitionout:false;parallaxlevel:0;\">IRA GIVING<\/p><img fetchpriority=\"high\" fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"1056\" src=\"https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving.png\" class=\"ls-l ls-img-layer\" alt=\"Smiling young man studying at a library with a laptop and an open book, wearing a striped shirt and a kippah, surrounded by bookshelves.\" srcset=\"https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving.png 960w, https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving-480x528.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" style=\"top:20px;left:0px;width:960px;opacity:0.8;\" data-ls=\"position:relative;\"><p style=\"font-weight:100;font-family:'Encode Sans Semi Condensed';font-size:64px;color:#424141;top:69px;left:108px;font-weight:400;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:500;easingin:easeOutBack;offsetxout:-80;durationout:400;\">IRA GIVING<\/p><p style=\"font-weight:100;font-family:Poppins;color:#7f7f7f;top:136px;left:111px;font-size:25px;z-index:200;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:500;delayin:50;easingin:easeOutBack;offsetxout:-80;durationout:400;\">AN IRA ROLLOVER CAN HELP YOU SAVE TAXES<\/p><\/div><\/div> [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>IRA GIVING <script type=\"text\/javascript\">jQuery(function() { _initLayerSlider( '#layerslider_37_15l6n6i1nyzjp', {sliderVersion: '6.7.6', responsiveUnder: 1200, maxRatio: 1, slideBGSize: 'auto', parallaxSensitivity: 20, pauseOnHover: 'enabled', skin: 'noskin', sliderFadeInDuration: 350, globalBGColor: '#ffffff', navPrevNext: false, navStartStop: false, navButtons: false, thumbnailNavigation: 'always', tnWidth: 170, tnHeight: 120, useSrcset: true, skinsPath: 'https:\/\/afbiu.org\/wp-content\/plugins\/LayerSlider\/assets\/static\/layerslider\/skins\/', performanceMode: true}); });<\/script><div id=\"layerslider_37_15l6n6i1nyzjp\"  class=\"ls-wp-container fitvidsignore ls-selectable\" style=\"width:960px;height:1056px;margin:0 auto;margin-bottom: 0px;\"><div class=\"ls-slide\" data-ls=\"duration:8000;timeshift:300;globalhover:true;overflow:true;parallaxdistance:50;parallaxrotate:13;\"><img decoding=\"async\" src=\"https:\/\/afbiu.org\/wp-content\/plugins\/LayerSlider\/static\/admin\/img\/blank.gif\" class=\"ls-tn\" alt=\"Slide thumbnail\" \/><p style=\"font-weight:100;font-family:Poppins;font-size:240px;line-height:240px;color:rgba(61, 188, 151,0.09);top:371px;left:47px;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:left;durationin:3000;delayin:1000;easingin:easeOutExpo;transitionout:false;parallaxlevel:0;\">IRA GIVING<\/p><img width=\"960\" height=\"1056\" src=\"https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving.png\" class=\"ls-l ls-img-layer\" alt=\"Smiling young man studying at a library with a laptop and an open book, wearing a striped shirt and a kippah, surrounded by bookshelves.\" decoding=\"async\" srcset=\"https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving.png 960w, https:\/\/afbiu.org\/wp-content\/uploads\/2018\/06\/donatePlannedGiving-480x528.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" style=\"top:20px;left:0px;width:960px;opacity:0.8;\" data-ls=\"position:relative;\"><p style=\"font-weight:100;font-family:'Encode Sans Semi Condensed';font-size:64px;color:#424141;top:69px;left:108px;font-weight:400;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:500;easingin:easeOutBack;offsetxout:-80;durationout:400;parallax:true;parallaxlevel:-3;\">IRA GIVING<\/p><p style=\"font-weight:100;font-family:Poppins;color:#7f7f7f;top:136px;left:111px;font-size:25px;z-index:200;\" class=\"ls-l ls-text-layer\" data-ls=\"offsetxin:500;delayin:50;easingin:easeOutBack;offsetxout:-80;durationout:400;parallax:true;parallaxlevel:-3;\">AN IRA ROLLOVER CAN HELP YOU SAVE TAXES<\/p><\/div><\/div> Age 70 \u00bd and older and no longer an itemizer? Find out how the IRA Rollover can help you save taxes. Looking for ways to save on taxes and support Bar Ilan University? For most Americans entering retirement years, IRAs (Individual Retirement Accounts) comprise over 60% of one\u2019s financial assets (as [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-220336","page","type-page","status-publish","hentry","wpautop"],"acf":[],"_links":{"self":[{"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/pages\/220336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/comments?post=220336"}],"version-history":[{"count":1,"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/pages\/220336\/revisions"}],"predecessor-version":[{"id":220854,"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/pages\/220336\/revisions\/220854"}],"wp:attachment":[{"href":"https:\/\/afbiu.org\/wp-json\/wp\/v2\/media?parent=220336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}